What is Income Protection?

Income protection is designed to pay you a regular tax free income in the event of you being unable to work due to ill health. The payment is based on a percentage of your salary and comes into effect after an agreed period of absence from work and the benefit remains payable until you are either fit to return to work, retire or you die.

There is no limit to the number of claims you can make and the premium does not increase just because you've made a claim.

Why do I need Income Protection?

How long do you get paid for if your off work sick? A week? A month? What happens if you're off for longer than that? What happens if you're self employed and don't get paid at all if your off sick? How would pay your mortgage and other bills?

Income Protection takes away these worries and gives you peace of mind that if anything did happen to you there would a replacment income to help cover your outgoings.