Fast Flexible Finance

A Commercial Mortgage can be taken out to buy, extend, improve or re-mortgage business or buy-to-let premises.

A commercial mortgage can be a cost-effective way to fund many business activities. They can be used to develop an existing business through the purchase of increased office or factory space. A commercial mortgage can be used to buy an existing business with property attached, and can be used to fund investment in land and property used for commercial purposes.

Commercial mortgage interest rates are usually lower than those charged for other types of unsecured business loan and the repayments are usually made over a longer period, making the funding of the loan attractive to some businesses. Repayments can also be fixed, so you know exactly how much the cost will be each month.

Commercial mortgages are available for a wide range of business needs and properties. They are commonly used to purchase businesses such as restaurants and pubs where the business and property are sold as one. They are also used to fund business growth, typically for the purchase of additional office space. And they can be used to buy land for business development, such as the construction of retail parks and business units.

We provide mortgages for all types of businesses including farms, hotels, warehouses and factories plus lots more. Our specialist business mortgage broker services cater for all types of commercial mortgages and business finance.

We also offer Bridging Finance for a variety of purposes:

• To enable the purchase of one property before completion on the sale of another.
• To fund the purchase of a property abroad, be they for owner occupation or holiday/investment purposes.
• Temporary funding for the purchase of a 'defective' property, pending completion of repairs and draw down of a long-term mortgage.
• To fund the urgent purchase of a property, pending arrangement of a long term mortgage. This of course can apply to an investment/commercial property when there is insufficient time to arrange a buy to let or a commercial mortgage to complete the purchase.

We can offer:

• Flexible repayment options
• Interest-only repayments during the bridging finance period
• Upon receiving the proceeds from the sale of the current property and clearance of the bridging finance loan, the remaining loan can revert to principle and interest repayments.
• Bridging finance for periods between 2-12 months
• Borrowers of any financial status will be considered
• No redemption penalty options
• Rates from 1% a month
• Minimum of £25,000, no maximum